ESL Podcast 563 – Reducing Household Expenses
Note Taking:
1. financial plan: a plan for spending and saving future income
2. all about: be interested in something
3. bottom line: the amount of money that you have at the end of a certain period.
4. spending pattern: spending is the way how you spend your money; a pattern is something that happens repeatedly over time
5. discretionary: optional, unrestricted
6. spreadsheet: a piece of paper with rows and columns for recording financial data for use in comparative analysis
7. to do the math: to look at the numbers, calculate and figure out what the exact numbers are. In this dialogue, it means to do the calculation. ,
The ESL Podcast is a useful source to enhance students’ English and build their confidence. The designers create lot of subjects and divide them into several parts; thus, we can choose those we are interested in to listen. Besides, the speaking speed is slow, therefore, learners won’t be deject because not catching up with the course.
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